Business Protection Assurance provides a cash lump sum to the business in the event of the death or critical illness of a Key Person so that the business can carry on as usual.

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Loan Protection

​Enables the company to clear its debts if the owner dies or becomes seriously ill. The debts will otherwise be the responsibility of the remaining shareholders or even potentially  the owner’s relatives.

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Key Person Protection

​Covers the loss of a Key Person through death or serious illness.

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• Can be anyone whose skills are critical to the business

• Covers the potential loss of contracts and goodwill

• Protects profits until a suitable replacement is found

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Shareholder/Partnership Protection

​In the event of the death or critical illness of a shareholder, funds are received by the other shareholders to buy out the shares from the  estate.

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Income Replacement

Provides ongoing monthly income in the even of being unable to work due to sickness or accident.

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Private Medical Insurance

As well as providing a benefit for staff, has the added advantage of getting people back to work quicker.

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